Commercial Insurance
Our agents have a combined total of over 40 years experience with which to serve you and your business. We tailor your specific needs to the coverages most suitable for you.
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Commercial General Liability
Commercial General Liability (CGL)
CGL protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. Here are some of the coverages that a typical CGL policy may cover:
Premises and operations liability: Provides coverage for bodily injury and property damage sustained by others on your premises or in conjunction with your business operations.
Products liability: Provides coverage for bodily injury and property damage sustained by others as a result of your products.
Personal and advertising injury: Protects against offenses made by you or your staff during the course of business, such as libel, slander, disparagement or copyright infringement in advertisements.
Medical expenses: Provides coverage for medical expenses if someone is injured on your premises or by your products.
Contact us for a review and quote of your CGL coverage needs!
Workers Compensation
Workers Compensation (WC)
Florida Law requires that your business carry WC if you have 4 or more employees for non-construction businesses, and 1 or more employees for construction businesses.
The standard minimum WC limits required by the state of Florida are $100,000/$500,000/$100,000.
WC provides wage replacement and medical benefits to an employee injured on the job requiring the injured employee to relinquish the right to sue his/her employer.
Contact us for a review and quote of your WC coverage!
Looking for a Payroll quote to do PayGo Workers Comp?
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Commercial Auto
Commercial Auto
Business owned vehicles and trailers need to be covered under a Commercial Auto policy. This coverage can include liability, collision, comprehensive, medical payments (or PIP), and uninsured motorists. If any employees or sub-contractors use their vehicles for business on your behalf, you also need hired and non-owned coverage.
Contact us for a review and quote of your Commercial Auto coverage!